Pet Insurance - Something To Consider
By Dr. Ray Houk
of Bay Road Animal Hospital - Crossings Location
Veterinarians don’t sell pet insurance as this would be a conflict of interest, but they can certainly give some suggestions according to their client’s desires. Veterinary checkups, emergencies and treatments for illnesses can cut into all our finances depending on the amount of money you can spend for insurance. You can cover only catastrophic expenditures or can cover everything, even vaccines. Puppies, young dogs and certain breeds are more likely to ingest things that have to be removed. Treatment and surgery can cost thousands of dollars. Insurance can be the difference between a successful outcome and death.
The AVMA (American Veterinary Medical Association) says that the cost of medical care for pets is rising twice as fast as the average of all other consumer spending.
A) A broken leg can cost $2000-$5000
B) Ingested items can cost $1000-$3000 to remove
C) Cancer treatment can cost $2000-$10,000 depending on the type of cancer
Depending on the type of insurance plan you can save up to 80%. You can decide on a plan that is affordable meets your pets needs. When considering pet insurance ask yourself these questions:
1) Should I choose a high or low deductable? Higher plans that pay more are of course, higher priced
2) What is covered in the policy?
3) What is excluded?
If pays to compare several plans so that you choose what best suits you. A plan can cost you 25-40.00 per month.